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Safeguard Your Financial
Future With Us
Advocating consumer protection rights under...
Fair Credit Reporting Act
Federal Trade Commisson Act
Fair Debt Collection Practices Act
Consumer Financial Protection Act
Truth in Lending Act AND MORE...
PREMIUM SERVICES
We Provide Credit Restoration
Services With Reputable Precision
We assess your unique credit situation.
We attack issues to get them fixed or deleted.
We take strategic action to improve creditworthiness.
We develop a personalized success funding sequence.
ABOUT US
We Are Leaders in Consumer Protection Advocacy
There are many laws in the United States which govern how your consumer rights and personal information must be protected. When violations of these laws occur, there are diverse methods of correcting the issues. We are expert at guiding consumers through the best ways to get fast and effective relief and results.
Credit Restoration
The Fair Credit Reporting Act and Fair Debt Collection Practices Act are two of the primary tools for insuring that American consumers are not treated unfairly by commercial creditors.
Enforcement of these laws can bring relief from the financial and emotional harm caused by the practical realities and social stigma of a poor credit rating.
Credit Consultation
While many offer credit repair services, few provide the knowledge, information, and techniques required to build, maintain, and leverage a credit rating once it's restored.
It's not enough to simply fix derogatory and inaccurate information. It's not enough to simply pay bills on time. Strategic consultation unlocks the lifestyle benefits of smart credit management.
HOW WE WORK
How Credit Restoration Works
Review Credit Reports
The first step is to conduct a review of your current report from all three credit reporting agencies to include your FICO Scores. We provide a link to secure a complete report for $1 from our partners at IDIQ. We assess through this reporting provider but you cancel service at any time.
Fix or Dispute Errors
Once we agree upon a strategy based upon your circumstances, you can engage our services to implement it. Whether AI assisted traditional dispute letters, identity theft relief, pro se or represented litigation. We'll help you engage a process that gets real results.
Your Story and Strategy
While many offer a cookie cutter approach to credit consultation, we understand that every client is different. We start out by asking questions and listening intently before presenting options or recommendations.
Together we choose a strategy that's catered to you.
Find the Funding Box
Once inaccurate and derogatory information is corrected or deleted, we turn our attention to positioning your credit profile to make you an attractive prospect for credit providers. Whether you're interested in home and auto loans, or personal and business lines of credit, we have the techniques and banking relationships that will help you get approved.
Ready to Start Your Restoration Journey?
PREMIUM SERVICES
How Credit Restoration Works
All credit repair processes are not created equal. At Consumer Protection Advocates we pursue three primary methods of repair including AI Assisted Dispute Letters, Identity Theft Defense, and Pro Se or Classic Litigation. These methods fit different circumstances and consumer resources, but all are genuinely effective when properly employed.
If you have time and are on a budget, AI Assisted Dispute Letters offer a low cost but effective option at disputing inaccurate or outdated information on your credit report. Although it's cost effective it typically takes 3-6 months to get results from this method.
If you believe that any information on your credit report is not attributable to your own actions, then you may be the victim of identity theft and able to take advantage of legal remedies designed for speedy relief. Initial costs are greater but typical results are seen within 30-90 days.
We do not provide legal representation of any kind. Fortunately - you may not need it. We educate and support Pro Se Litigants in securing relief from creditors. We also refer some clients to effective counsel. Either way, our clients routinely secure improved credit and substantial settlements.
Credit Restoration Educational Consulting Intake Form
Complete the form below to get started on your credit restoration journey.
PREMIUM SERVICES
Discover Our Home Foreclosure Defense Consultation
Foreclosure rates naturally increase in rough economies. In addition to battling weak job markets and inflation, some homeowners slip behind in making payments. Foreclosures often occur because of personal difficulties like divorce. Seniors face foreclosure because of lost income and increased property taxes.
Whatever the reason you're going through this process, you don't have to go it alone. There are many ways to stop foreclosure. From loan modification to litigation, you don't have to keep avoiding the calls. Your home is a sacred place recognized uniquely in the law. If mortgage companies can use the law to take your home, you can use the law to keep it.
So whether you're goal is to maintain ownership or residency, equity, or dignity. We stand willing to join in your fight for relief from financial and psychological harm.
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Office: Washington, D.C.
Call 302-319-2323
Email:[email protected]
Site: consumerprotectionadvocates.com